Short-term loans, handled clearly
A simpler way to apply for the cash you need.
Apply online for a personal loan from R500, with a portion of your loan saved for you. Submit your application and required documents securely, and track your application through your customer portal.
About 5 minutes
A clear four-step application
Secure by design
Private documents and portal access
Clear repayment
Costs shown before you apply
Quick Loan Calculator
Get an instant quote for your cash loan. No commitment, just transparency.
Repaid on your next payday
You repay the full amount in one payment on your next payday, 6 to 30 days from today. You choose the date when you apply.
- Saved for you (5%)
- R50.00
- Paid into your bank account
- R950.00
5% of your loan is saved for you in Borrow, Save & Earn. You still repay the full total.
Adjust the loan amount to see your calculation
Disclaimer: Interest and fees apply. No hidden charges. All loans subject to credit approval and our terms and conditions. Representative example: borrowing R1,000 costs R431.70 in once-off fees (initiation fee R150.00, service fee R60.00, interest R190.00 and admin fee R31.70), so you repay R1,431.70. 5% of the loan (R50.00) is saved for you, so R950.00 is paid into your bank account. Fees do not change with the repayment term.
How It Works
Getting a loan with Andzani is simple and straightforward. Follow these 4 easy steps to get the cash you need.
Apply Online
Complete our simple 4-step application form with your personal and financial details.
Instant Credit Check
We perform a quick credit assessment to determine your eligibility and loan terms.
Quick Approval
Receive your approval decision and loan agreement within 24-48 hours of application.
Get Your Cash
After you sign your agreement, approve the debit order and send your bank statement, we pay your loan into your bank account.